NOVEMBER, 27 2017 Add to Favorites

Travel Insurance: To Buy Or Not To Buy?

travel insurance

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Travel Insurance: To Buy or Not to Buy?

As you make arrangements for your upcoming vacation, one of the many decisions you will have to make is whether or not you should buy travel insurance. Ask family and friends for their thoughts on this and you will find yourself more undecided than before.

Those who have never had any problems while on vacation will advise you not to ‘waste your money’ on travel insurance. On the other hand, those who have fallen ill or met with an accident while on holiday will insist that you should. So now you are back to asking yourself, ‘Should I add travel insurance to my trip or is it a waste of money?’

The best way to make this decision is to take another look at travel insurance, what it covers and most important of all, what is the downside of traveling without insurance.

should i get travel insurance

What does Travel Insurance Cover?

There are several different types of travel insurance plans, each providing a suite of services and varying levels of coverage. Some of the more common options that you can choose coverage for are delays, cancellations, lost baggage, medical emergencies and evacuation due to a natural disaster or political unrest.

The premium you pay will depend on the type of travel insurance plan you choose. 

So, Should You Buy Travel Insurance?

Nobody ever thinks that something will go wrong on their vacation, and thankfully most trips go as planned without any hiccups. However, when something does go wrong, it can be a nightmare.

Flight delays, cancellations and lost baggage can create havoc with your travel plans and more often than not, airlines will leave you to fend for yourself. Without insurance, you could end up paying an enormous amount of money making alternate arrangements just to salvage your trip.   

If you fall ill and don’t have insurance, you will have to pay upfront for medical services in some countries. Depending on the type of treatment you require, this can quickly add up to thousands of dollars.

The biggest nightmare of all is finding yourself in the middle of a natural disaster or political unrest. The sense of helplessness in such situations can be overpowering, especially if you do not have anyone to help you out. At times like this, you will have no option but to pay a hefty premium to get out of the country you are visiting.   

It’s plain to see that without insurance, each of these experiences can be harrowing as you try and find a solution to your predicament. And even if you do find a way out, you still do not know how much it will cost you. 

best travel insurance company

How Travel Insurance Can Help

When you have travel insurance, your insurance company will handle everything on your behalf, from finding a solution to covering all expenses. Knowing that you have somebody looking out for you makes it easier for you to travel anywhere in the world confidently, without stress of the unknown. The small price you pay as premium is well worth it for the peace of mind it gives you. 

should i buy travel insurance

How To Buy Travel Insurance

Most travel agents offer travel insurance but this should not be your first option. For one thing, they will have limited plan options for you to choose from. Secondly, they are not the primary insurance company, which means they are getting a commission, increasing the cost to you.

The better option is to check online from a site like Insuremytrip. At the Insuremytrip site, you will be able to get a personalized quote based on the information you feed in. It is completely user-friendly and at the end of it, you will get the best travel insurance quote that meets your needs and your budget. 

travel insurance

Are you looking for customized travel insurance? 

We can help. At Timeshare Recyclers, we’ve had several years experience helping travelers identify the right travel plan for their needs. 

Contact us today and we’ll pull out all the stops to ensure you have a stress-free trip! 

What can we do for you?